Bowing out of the recession is not as simple as bowing out of a bake sale, “Sorry recession, but I am just too booked this week to make you a lemon bundt.” If you’re hoping the recession is a social function you can skip you may wake up soon to find the recession has rolled over your life with big consequences.
Instead, imagine for a moment that you are the captain of a ship. The ship represents your family, your job or business, your home, your dreams for the future. And while your ship may not be sinking (and I hope it never will), there are some really big swells out on the horizon that should have your attention.
As the captain of your ship you can be out on the open water enjoying the blue skies and the salty breeze. But a good captain is constantly watchful for potential dangers. If you see something that may threaten your boat, you analyze it and decide on a course of action. You may decide to change course, or batten down the hatches, or radio for the coast guard, or put out the sails, or trim the jib (I think you are starting to realize my lack of actual sailing experience, but you know what I mean). You would take action to ready yourself and your ship to meet the danger. And you would react differently if a storm was approaching as opposed to a pirate ship. Whatever the danger, you would have a plan.
So here you are, captain of your ship, sailing in the current sea of a recession, maybe the worst recession of our times. Instead of trying to ignore the waters around your craft, hoping it’s some social event you can opt out of, it’s time for you to consider, analyze and prepare for action. Here are some ideas both from a mundane view and from a spiritual perspective.
If you are current on your mortgage then consider how to reduce the expenses of the household. Can you adjust the themostat, reduce your dining out bill, cut back on cable TV, turn out the lights and electronic devices when you are not using them, or cut the number of cellphone minutes in your plan? Something this simple may save hundreds of dollars each month. Take the cash you save and start to build an emergency fund. Set a goal of saving a couple of thousand dollars and then as Suze Orman recommends, set a new goal to save 6-8 months of expenses.
If you are not current on your mortgage, don’t wait for them to call you. Call your mortgage company and see if you qualify for some assistance through a loan adjustment through the new programs that are now being offered to people who find themselves in a similar situation.
No matter what type of home you live in, if you want to protect that home you must value it. Allow some new energy to come in by donating extra items to a local charity. If you need the items by all means hang on to them; but if you have more than enough, the space you create by donating them will bring you new, positive energy.
Watch what is being written in the news about your company if you work for someone else. This can give you valuable information about the financial health of your company. Also, update your resume and go out and do some business networking. The contacts you make today may become very handy in months to come.
From a Feng Shui perspective heavy objects bring stability. If you have desk you may want to add a heavy object to it to help stabilize your job situation. You might add a piece of granite, marble or an opaque crystal. Often you can find these minerals in the form of pencil holders or paperweights; or, perhaps you have received an award made of one of these materials. Place it on your desk with the intention that it will keep your job safe and secure.
If you have your own business take time to make a list of all the marketing things you can do for little or no money: online marketing, marketing at networking meetings, cooperative marketing with other businesses, etc. The library has shelves of books filled with with business ideas — some of which would really give your business a boost.
Generate some positive money energy by placing coins near your list of goals. Or, hang strings of coins from goal boards, or tape coins to the corners of goal worksheets.
At home, sit down with your family and discuss what is happening in the world. Reassure the ones who are worried or scared that many people have succeeded in worse situations than these. Assure everyone that sticking together and coming up with new ideas and strategies will everyone in the boat to a better destination.
Pull out the old piggy bank. Add a coin each day and with it say a little prayer to welcome opportunity and money to your home.
Restock the pantry. A well stocked cupboard gives a sense of peace and prosperity. Focus on healthy choices; beans, grains, soups, etc. And have a few treats; dark chocolate, dried fruit, a cookie mix or two.
And now when you go out into the world and people say to you that they are “not participating in the recession” tell them that you will be using the opportunities this recession offers to learn, grow and prosper.